Terms and refunds

Last updated: 19 October 2026

These terms govern your use of StatementSheet, provided by Tomislav Hofman, Osijek, Croatia (contact@hofman.tech).

The service

StatementSheet reads bank statement files (ISO 20022 camt.052, camt.053, camt.054 and SWIFT MT940/MT942) in your browser and presents their contents as tables and spreadsheet exports. It is a convenience tool. The statement issued by your bank remains the authoritative record. Always check exported figures against the original before using them for bookkeeping or tax filings. StatementSheet is not tax, legal or accounting advice.

Free and Pro

The free version lets you view any number of statements and export up to 3 files at once. StatementSheet Pro is a one-time purchase (price shown at checkout, including VAT where applicable) that removes the export limit for use within the purchaser's own business or household, including future updates for as long as the service is offered. Licence keys must not be shared publicly or resold.

Payment

Orders are processed by Polar Software, Inc. as merchant of record. Polar is the seller of record, charges any applicable VAT or sales tax, and issues your invoice. Polar's terms also apply to the purchase.

Refunds

If Pro does not work for you, email contact@hofman.tech within 14 days of purchase and you will receive a full refund, no questions asked. This does not limit any statutory rights you have as a consumer.

Availability and liability

The service is provided "as is". We work to keep it accurate and available but cannot guarantee that every file from every bank is interpreted correctly. To the extent permitted by law, liability is limited to the amount you paid. Nothing in these terms excludes liability that cannot be excluded under applicable law, including mandatory consumer protection rules.

Law

Croatian law applies. If you are a consumer in the EU, you also keep the protection of the mandatory laws of your country of residence. The EU online dispute resolution platform is available at ec.europa.eu/consumers/odr.

Contact

Tomislav Hofman, Osijek, Croatia · contact@hofman.tech